New Orleans Restaurant Wins with Covid Damages Ruling

|Lowndes Leasing Lawyers Blog
Lowndes Leasing Lawyers

Last week, Oceana Grill, a 500-seat seafood restaurant in New Orleans, won the first appellate victory for an insured business in a Covid-19 business-interruption case.

Cajun Conti, the company that owns Oceana Grill, was the first policyholder to file an insurance coverage lawsuit for losses related to the Covid-19 pandemic.

Cajun Conti initiated the suit against its insurer, Lloyd’s of London, at the beginning of the shutdown on March 20, 2020. In a split decision, the Louisiana Fourth Circuit Court of Appeal ruled that Lloyd’s of London owed coverage under its policy’s ambiguous definition of “direct physical loss or damage.” The 3-2 ruling reversed a lower court’s denial of Cajun Conti’s request to seek damages.

The Louisiana court’s finding will help in the argument for insurance coverage in Covid-19 pandemic losses across the country.

Read more


This article is for informational purposes only and does not provide legal advice. Please do not act or refrain from acting based on anything you read here. Please review the full disclaimer for more information. Relying on the information provided in this article or communicating with Lowndes through our website does not create an attorney/client relationship.

Related Expertise

Jump to Page

We use cookies on our website to improve functionality and collect statistical information on our website traffic. For details on how we use cookies, please see our Privacy Policy. By using this website, you agree to our Privacy Policy and Terms of Use

Necessary Cookies

Necessary cookies enable core functionality such as security, network management, and accessibility. This type of cookie does not collect any personally identifiable information about you and does not track your browsing habits. You may disable necessary cookies by changing your browser settings, but this may affect how the website functions.

Analytical Cookies

Analytical cookies (also known as performance cookies) help us improve our website by collecting and reporting information on its usage at an aggregate level. You may disable analytical cookies by clicking on the Manage Cookies button.